Florida 3-20 Public Adjuster Practice Test 2025 – Complete Exam Prep

Question: 1 / 400

For how much can Additional Living Expenses (ALE) be paid under a dwelling DP-2 or DP-3 policy?

10%

20%

Under a dwelling DP-2 or DP-3 policy, Additional Living Expenses (ALE) can be paid for up to 20% of the dwelling coverage limit. This coverage assists policyholders by reimbursing them for costs incurred when they are temporarily unable to reside in their home due to a covered peril. ALE typically encompasses expenses such as hotel costs, meals, and other living expenses that exceed the normal living costs while the property is being repaired or rebuilt.

This 20% figure is standardized within many dwelling policies, allowing homeowners to plan for possible expenses related to displacement. It’s essential to understand this specific percentage to effectively assess potential financial repercussions in the event of a loss.

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30%

50%

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